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Fair Credit/Fair Housing

2010EmploymentFair Credit/Fair Housing

No Home in Indian Country

Download or View The Full Report While most Americans have only felt the effects of the economic crisis for less than a year, and most communities of color have felt these effects for about five years,1 Native communities have experienced a coercive economic crisis for over 500 years. While not exhaustive, this paper provides a … Continue reading »

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2010Fair Credit/Fair Housing

Breaking the Bank / (Re)Making the Bank

America’s Financial Crisis and the Implications for Sustainable Advocacy for Fair Credit and Fair Banking Download or View The Full Report The nation’s response to the “Great Recession”1 has been surprisingly short-sighted. The news stations are starting to report that recovery has begun, albeit slowly, and that the country is getting back on track.2 But … Continue reading »

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2010Fair Credit/Fair Housing

Fannie Mae and Freddie Mac: How Can We Increase Their Support of the Mortgage Market?

Download or View The Full Report In September 2007 Fannie Mae and Freddie Mac failed and went into government hands. Since their failure a year ago, Fannie Mae and Freddie Mac have absorbed almost $ 100 billion of taxpayer funds to make up for losses at the two companies. The Treasury has committed up to … Continue reading »

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2010Fair Credit/Fair Housing

Fannie, Freddie, and the Future of Fair Housing

Download or View The Full Report Our research and analysis of Fannie and Freddie reveals two key takeaways. First, Fannie and Freddie were neither outright responsible for the current subprime and foreclosure crisis, nor will their restructuring alone eradicate the problem without broader financial reform. Second, sustainable homeownership, especially for marginalized borrowers, is not just … Continue reading »

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2010Fair Credit/Fair Housing

Extending Credit to Marginalized Communities

Download or View The Full Report The true test of success for an economy is not just jobs and income. It is the opportunity for all participants to save for the future and acquire assets of lasting and potentially growing value, such as post-secondary education, a home, a small business, or a well-invested retirement account. … Continue reading »

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