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Fair Credit/Fair Housing

2011Fair Credit/Fair Housing

Building Housing and Credit Opportunity for All: A Civil Rights Response to “Reforming America’s Housing Finance Market: A Report to Congress”

Download or View The Full Report Aspiring homeowners must have access to sustainable mortgage products for aspiring homeowners and Americans must “have choices in housing that makes sense for them and for their families.” Regulatory oversight, consumer protection, access to information, transparency of markets, and accountability in the housing finance market must be strengthened. Many … Continue reading »

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2010Fair Credit/Fair Housing

Where’s The Stimulus? State and Regional Profiles of the Recovery Act Investment in New York State

Download or View The Full Report Unemployment is ravaging many of the low-income communities in New York that have faced long-term public disinvestment, with increasing numbers of working families unable to make ends meet and those without work finding it harder and harder to come by. Since the recession began in December 2007, New York … Continue reading »

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2010Fair Credit/Fair Housing

Furthering Fair Housing, the Housing Finance System, and the Government Sponsored Enterprises

Download or View The Full Report The Federal National Mortgage Association, known as Fannie Mae, and the Federal Home Loan Mortgage Corporation, or Freddie Mac, are secondary market entities chartered by Congress to provide liquidity and stability in the residential mortgage markets.2 These government sponsored enterprises (GSE) purchase homeowner and multifamily mortgage loans from lenders, … Continue reading »

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2010EmploymentFair Credit/Fair Housing

Race-Recovery Index: Is Stimulus Helping Communities in Crisis?

Download or View The Full Report The Race-Recovery Index, a project of the Kirwan Institute, is designed to measure how all people, but particularly marginalized populations, are faring in the midst of the national recovery efforts. The two primary tools for measurement used on a monthly basis are the national unemployment figures by race, and … Continue reading »

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2010Fair Credit/Fair Housing

Recovering From Crisis: A Review of the Neighborhood Stabilization Program in Florida’s Economic Recovery

Download or View The Full Report The ‘Build a Fair Florida’ campaign has been unfolding over the past year as an effort to ensure that in response to the State and national economic crisis, Florida recognizes the need to build a more equitable and sustainable democratic structure, and that the investments of the American Recovery … Continue reading »

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