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2009

2009Fair Credit/Fair Housing

How Fair Is Florida? Recession, Recovery, Equity and Opportunity in Florida

Download or View The Full Report The State of Florida, its vibrant metropolitan regions, and its communities and residents have faced a tremendous crisis in the past year. The subprime lending, credit and housing crises hit Florida’s communities and the state’s economy hard, destabilizing housing markets, devastating neighborhoods, and spreading an economic malaise across the … Continue reading »

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2009Fair Credit/Fair Housing

Building Opportunity: A Call For Florida to Assure Transparency, Accountability, and Equity in the Use of Economic Recovery Funds

Download or View The Full Report The United States is currently experiencing one of the deepest recessions in recent memory. With an unemployment rate comparable to that of the early 1980s, and a financial crisis that has affected nearly every sector of the nation’s economy, the challenge of revitalizing the economy is daunting. In response … Continue reading »

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2009Fair Credit/Fair Housing

The Color of Deregulation: Unequal Opportunity, Uneven Burdens

Download or View The Full Report We are facing an economic crisis of historic proportions. The subprime lending and foreclosure fiasco, the bailout or collapse of major financial institutions, and the vaporization of retirees’ savings and pension plans have left many American families and communities in disarray. The growing acceptance of free-market ideology in public … Continue reading »

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2009Fair Credit/Fair Housing

Now What? Key Trends from the Mortgage Crisis and Implications for Policy

Download or View The Full Report From a fair housing and fair lending perspective, the U.S. mortgage crisis has had, and will continue to have, a wide variety of mid-to-long-term effects on housing finance and housing patterns more broadly. This brief memo touches on just a few of the likely impacts. Homeownership Finance Even after … Continue reading »

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2009Education

From Crisis to Opportunity: Responding to the Growing Economic Crisis for Knoxville’s Marginalized Children

Download or View The Full Report The extent of child poverty in Knoxville has reached crisis levels. The Kirwan Institute was commissioned to assess the opportunities available to Knoxville’s children, particularly those in concentrated poverty and racially isolated neighborhoods. Because neighborhoods are a critical point of intervention to expand opportunities for economically vulnerable and marginalized … Continue reading »

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