Chipping Away at Implicit Bias

Structural discrimination has led to an unconscious association between blackness and poverty and neighborhood disinvestment. Here’s what we can do to change the status quo. By Jillian Olinger and Kelly Capatosto, published on Shelterforce We like to believe that when it comes to our homes and where we want to live, we are making decisions based … Continue reading »

Chipping Away at Implicit Bias

Investing in Education as if Children Matter: Averting the Next Big Neglect

There is an education crisis in our country that is reaching a dangerous peak. Growing poverty, attacks on the integrity of public education, calls for public funding of privately owned charters, a gridlocked federal government, and entrenched racial disparities guarantee that the Next Big Neglect will be in education. To understand the crisis we’re facing, look at the racial disparities in educational outcomes:

Investing in Education as if Children Matter: Averting the Next Big Neglect

Where’s the Debate on Housing?

By Jillian Olinger, Research Associate, Last week’s presidential debate passed without any mention of the continuing housing crisis affecting millions of American families. Nothing on either candidate’s website provides any specifics on this issue, let alone answers the fundamental question about what is the role of the government in the housing finance market. The lack of debate … Continue reading »

Where’s the Debate on Housing?

The FHA cannot be the only source for affordable housing

By Jillian Olinger, Research Associate, Affordable homeownership and access to credit are on the chopping block—whether it be through increased down payment requirements in the proposed Qualified Residential Mortgage rule under the Dodd Frank Act, the GSEs Fannie and Freddie, or the Federal Housing Authority (FHA); or through the concentration of lending in the Too … Continue reading »

The FHA cannot be the only source for affordable housing